Compensation after an accident in Poland
Has the insurer refused to pay or paid too little? We check what you can claim after an accident or after the death of a close relative, and pursue it from the insurer and, if necessary, in court.
Call: +48 509 686 245
Mon–Fri, 9:00–16:00 (CET). Consultation: 45 min, PLN 400, online or in person, in English or Polish.
When to contact us
- You were injured in a road accident in Poland.
- A close relative died in an accident.
- The insurer refused to pay or paid less than it should.
- You were offered a settlement and are not sure whether to sign it.
- The person responsible had no third-party liability insurance or was never identified.
How we work
- Consultation (45 min, PLN 400): we assess who is liable and what you can claim.
- Documents: we collect medical records, bills and proof of lost income.
- Insurer: we file the claims and negotiate the payment.
- Court: we file a lawsuit if the insurer does not pay what is due.
What does it cost?
- Consultation: PLN 400 for 45 minutes.
- Court fee: for claims above PLN 20,000, as a rule 5% of the amount claimed. You can apply for an exemption from court costs.
- Experts: in personal injury cases the court usually appoints medical experts.
- The fee for handling the case is agreed individually after the consultation.
How long does it take?
As a rule, the insurer has 30 days from the claim notification to pay. If the circumstances cannot be clarified in that time, the deadline is extended, but the undisputed part must be paid within 30 days. Court proceedings with expert opinions take longer, usually more than a year.
What can I claim after an accident?
Reimbursement of treatment, rehabilitation and travel costs, lost earnings, an annuity if you have lost the ability to work or your needs have increased, and compensation for pain and suffering.
What can relatives claim after a death?
Reimbursement of treatment and funeral costs, an annuity for persons the deceased supported, compensation for a significant deterioration of their living situation, and compensation for the harm suffered (Article 446 of the Civil Code).
Close family members may also claim compensation when the injured person survived, but a severe and permanent injury makes it impossible to form or continue a family bond (Article 4462 of the Civil Code).
What is the time limit for claims?
As a rule, 3 years from the day you learned of the damage and of the person liable for it. If the damage resulted from a crime, the limit is 20 years from the day it was committed. Personal injury claims of a minor do not expire earlier than 2 years after the minor comes of age (Article 4421 of the Civil Code).
The insurer offers a settlement. Should I sign?
Not before it is checked. A settlement usually contains a waiver of further claims, so after signing you will receive nothing more, even if your health gets worse. Accepting payment of the undisputed amount without signing a settlement does not prevent you from claiming the rest.
The driver was uninsured or fled
Personal injury claims are then directed to the Insurance Guarantee Fund (Ubezpieczeniowy Fundusz Gwarancyjny). They are filed through any insurer that offers third-party liability insurance.
Does contributory fault cancel my claim?
No. If you contributed to the damage, for example by not wearing a seat belt, the compensation is reduced accordingly, but it is not lost.
Related matters
Book a consultation
45 minutes, PLN 400, online or at our office in Poland, in English or Polish. After the consultation you know your options and what to do first.
Mon–Fri, 9:00–16:00 (CET). Outside these hours write to kancelaria@jaskulowska.pl and we will reply.